Empower customers that need help from merchants or sales agents so they can complete the application in-store or over the phone.

Not all the customers have a mobile phone or an email address to be able to complete the online application journey when applying for finance.
etika is a “fair finance” FinTech that partners with retailers to give customers a higher borrowing budget before they shop.
I worked in the discovery and delivery process. The key stakeholders, such as Business Analyst, Head of Engineer, and Sales Representative where involved in the process from the beginning.





Due to budget constrains, usability testing was conducted with five merchants.
This feature allowed us to get Amplifon Group on board. They have over 400 stores in Australia and New Zealand. Many of their customers are older generation that need a merchant assisted application journey.